Types of Cover:  Choose between Third-Party Only, Third-Party, Fire & Theft, or Comprehensive Cover. Comprehensive provides the highest level of protection, covering damage to your own van as well as third-party claims.
 

ExcesBusiness vs. Private Use: If you use your van for business, make sure to select commercial van insurance. This covers you for business-related activities like deliveries, carrying tools, or transporting goods. For personal use, standard private van insurance will suffice.
 

Load & Tools Cover: If you’re carrying valuable tools, equipment, or goods in your van, consider adding goods-in-transit cover or tool insurance to protect them from theft or damage while on the road.
 

No-Claims Discount: Just like car insurance, building up a no-claims discount can lower your premiums over time. Make sure your policy allows you to protect your no-claims bonus.
 

Breakdown Cover: Many van insurance policies offer optional breakdown cover to ensure you’re not stranded in the event of a mechanical failure. This can be particularly important if you rely on your van for work.
 

European Cover:  If you plan to drive your van abroad, make sure your policy includes European cover so you're protected when driving in the EU and beyond.